Terms of Use

Acceptance of Terms

By accessing or using the website located at riwumo-rahude.info (the "Website"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Website. These terms constitute a legally binding agreement between you and Riwumo Rahude, Kazimierza Gierdziejewskiego 7, Warszawa, Poland.

Riwumo Rahude reserves the right to modify these terms at any time. The date of the most recent revision is shown above. Continued use of the Website following any changes constitutes your acceptance of those changes.

Nature of the Website and Content

The Website provides access to an educational course covering general money management concepts. All content on the Website is provided for informational and educational purposes only. Nothing on this Website constitutes financial advice, investment advice, tax advice, or legal advice.

The course content is designed to explain general financial concepts in plain language. It does not take into account the specific financial circumstances, objectives, or needs of any individual user. Users should seek appropriate professional advice before making any financial decisions. Riwumo Rahude is not a regulated financial adviser and does not hold any financial services licence.

Intellectual Property

All content on the Website, including but not limited to text, graphics, course materials, worksheets, quiz questions, images, and the design and layout of the Website, is owned by or licensed to Riwumo Rahude and is protected by copyright and other applicable intellectual property laws.

You may access and use the course content for your personal, non-commercial educational use only. You may not reproduce, distribute, modify, transmit, republish, display, or perform any content from the Website without the prior written permission of Riwumo Rahude, except as expressly permitted by applicable law. Downloading worksheets for personal use is permitted as part of the course experience.

Acceptable Use

When using this Website, you agree not to:

• Use the Website for any unlawful purpose or in a way that violates applicable law;
• Attempt to gain unauthorised access to any part of the Website or its infrastructure;
• Transmit any harmful, offensive, or disruptive content through any contact forms or communications channels;
• Systematically extract content from the Website for commercial purposes;
• Represent course content as your own work or reproduce it in a manner that infringes copyright.

Riwumo Rahude reserves the right to restrict or terminate access to the Website for users who violate these terms.

Disclaimer of Warranties and Limitation of Liability

The Website and its content are provided on an "as is" basis without warranties of any kind, express or implied. Riwumo Rahude does not warrant that the Website will be uninterrupted, error-free, or free from viruses or other harmful components. We do not warrant the accuracy, completeness, or suitability of the content for any particular purpose.

To the fullest extent permitted by applicable Polish law and EU consumer protection regulations, Riwumo Rahude shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Website or reliance on its content. This limitation does not apply where liability cannot be excluded under applicable consumer protection law, including the Polish Civil Code (Kodeks cywilny) and the Act on Consumer Rights of 30 May 2014 (Dz.U. 2014 poz. 827).

External Links

The Website may contain links to third-party websites for reference or informational purposes. These links do not constitute endorsement of the linked websites or their content. Riwumo Rahude has no control over the content of external sites and accepts no responsibility for their content, privacy practices, or availability.

Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with Polish law. Any disputes arising from or in connection with these terms shall be subject to the jurisdiction of the competent courts in Warsaw, Poland, without prejudice to any mandatory consumer protection rights you may have under EU law.

If you are a consumer resident in another EU member state, you may also have the right to bring proceedings in the courts of your country of residence, and you retain the benefit of any mandatory protective provisions of the law of your country of residence that cannot be derogated from by agreement.

Contact for Legal Matters

For any legal enquiries regarding these Terms of Use, please contact Riwumo Rahude at:

Email: [email protected]
Telephone: +48 22 478 3800
Address: Kazimierza Gierdziejewskiego 7, Warszawa, Poland